AfterPay - Buy Now, Pay Later | The Watch Factory Australia

AfterPay Options

Option Message
Option 1 Shop now, pay it in 4 with Afterpay.
At The Watch Factory Australia, you can buy now and pay it in 4 interest-free instalments over 6 weeks.
Option 2 Pay it in 4 with Afterpay.
Checkout with Afterpay. Get what you want now and pay it in 4 instalments over 6 weeks, interest-free!
Option 3 6 weeks to pay, zero interest.
At The Watch Factory Australia, you can buy now and split the payments into 4 interest-free instalments over 6 weeks.

What is AfterPay?

Afterpay is a buy now, pay later platform that lets you pay for your items in 4 instalments over 6 weeks, interest-free.

Why Use AfterPay?

Feature Description
Easy to Apply Simple and easy to join. Set up an account in minutes. Credit checks apply.
Spend Limits Once approved, enjoy your dynamic spending limit. We start new customers at a lower spend limit and may increase it gradually over time.
Accepted Available | . Once approved, you can pay it in 4 whenever you shop with Afterpay.
Easy Account Management Track your payments, check available spend limits, and make early payments in the Afterpay App.

How Does AfterPay Work?

When you use Afterpay, you pay for your items in 4 instalments over 6 weeks, without incurring any interest. To use Afterpay, add items to your shopping cart then select Afterpay from the available payment options. You pay for the first instalment of 25% at the time of purchase, and the remaining three instalments will be automatically deducted from your nominated debit or credit card over the following six weeks.

How Do I Set Up an AfterPay Account?

  1. Add your items to your shopping cart.
  2. Select Afterpay as your payment method at checkout.
  3. You’ll be redirected to Afterpay to log in or create your account.
  4. Your payment schedule will be displayed.
  5. Track your payments in the Afterpay app.

Late Fees & Eligibility

Afterpay caps late fees to help keep costs manageable for customers who miss a payment. Late fees will never exceed 25% of the order total or $68 per order, whichever is lower.

  • For orders under $40: A one-time late fee of up to 25% of the order total applies.
  • For orders of $40 or more: A $10 late fee is charged when a payment is missed. If the outstanding amount remains unpaid after seven days, an additional $7 late fee applies.

Is AfterPay Accepted In-Store and Online?

Afterpay can be used online and in stores, depending on the retailer or service. To shop in-store, you’ll need to download the Afterpay app and set up the Afterpay Card.

Is AfterPay Safe to Use?

Afterpay has security features, including monitoring transactions to identify fraudulent trends and behaviors, multi-factor authentication, and encryption to protect your information.

Refunds & Returns

Items purchased with Afterpay can be returned for an exchange or refund, subject to store policies.

Where Can I Find Out More About AfterPay?

To find out more, visit the Afterpay website.

Late fees, eligibility criteria and T&Cs apply. Afterpay Australia Pty Ltd Australian Credit Licence 527911.